It does! In case you have a great credit score rating and ask for an overdraft, we can easily set up 1 up to suit your needs. The overdraft fascination amount relies on the account model you've arranged. As an example, the overdraft fascination fee for that no cost “Basic” current account is presently 12.20% p.a.

You've got a good amount of time and energy to build and shift your account. We only begin to choose your minimum amount incoming payments into consideration in the 2nd full month after you’ve opened your account. Till then, your account is exempt in the minimal incoming payment prerequisite.

Once you've properly opened your account, you could endorse the no cost present-day account online towards your friends and family with The shopper Referral plan.

The Commerzbank security assure allows be sure you can use your online banking Protected and sound. Reap the benefits of optimal security for online banking on our Web-site and inside our banking application with our photoTAN and mobileTAN authentication method.

You consent to advertising and marketing e-mails and calls. Consent might be given in the account opening approach or thereafter inside of 3 months at a Commerzbank department or online at and will not be revoked for at least 3 months.

All you might want to do is activate the Digital debit card while in the banking app to start shelling out contactless in stores and use it at income machines within the world. Transactions are authorised by and charged directly to your present-day account.

The bare minimum month-to-month incoming payment amount of money is calculated on The premise of the whole incoming payments per calendar thirty day period, not which includes securities transactions, transfers to other accounts held inside your identify, credit rating notes from returned direct debits/cheques or refunds. This calculation is built on The idea of the value day for every transaction.

If you decide for “KlassikAccount” or “PremiumAccount”, there aren't any minimum amount regular monthly incoming payment requirements.

Girocard: The Girocard is usually a contactless debit card. You can utilize it to help make contactless payments with suitable card viewers. The amount is then billed to your account quickly.

We’ll refund any income lost as a result of phishing frauds or malware in full if the required disorders are satisfied.

fifty charge for every transaction/cheque for paper-based domestic/SEPA transfers, processing domestic cheques issued in euros, and also cash withdrawals and income deposits at Commerzbank counters.

The account might only be utilised for personal functions. It may not be utilised as a company account by freelancers or business owners. If you want an account for professional functions, look into the business enterprise accounts we offer below.

The quickest strategy to validate your identity is over a online video call using the IDENT application. Down load the IDENT app through the

Only the most effective for our Köp Citodon online shoppers. We've been shaping the future of banking by providing you with the opportunity to make your mind up what you want and when you want it. Gain from aquiring a strong and Secure associate at your facet.

Transfer funds, deal with your playing cards, perspective your account balance or activate Apple Spend/Google Purchase contactless payment – all managed online while in the banking application or even the online banking portal.

It is possible to open a absolutely free Commerzbank present-day account if you are no less than eighteen decades old, a German resident and tax liable in Germany (tax resident). Accounts can only be opened if they are intended for your own personal personalized use.

The calculation is based on the month-to-month typical sum exceeding fifty,000 euros on the euro-denominated deposits booked on all deposit and recent accounts held at Commerzbank, excluding detrimental balances.